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	<title>Compare Rate Quotes</title>
	<link>http://compareratequotes.com</link>
	<description>Compare Mortgage Rates And Save</description>
	<lastBuildDate>Mon, 08 Mar 2010 11:24:58 +0000</lastBuildDate>
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		<title>Some Facts To Help You Determine Your Home Affordability</title>
		<description><![CDATA[


Before applying for a loan to get a home, you should ask yourself – “How much home can I afford?”  The answer will let you know the range of homes you can afford.
4 factors lenders consider when determining your ability to repay
•	Monthly gross income: The more your monthly gross income is, the more expensive [...]]]></description>
		<link>http://compareratequotes.com/the-loan-process/some-facts-to-help-you-determine-your-home-affordability/</link>
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		<title>Home Mortgage Rates And Your Credit History</title>
		<description><![CDATA[A borrowers record of various personal debt ie: credit cards, consumer debt, etc. and whether payments were made on time. Mortgage lenders will review the borrowers credit history to help determine their loan qualifications and the terms of the loan.
With recent changes to the laws concerning your credit report, you can now obtain a free [...]]]></description>
		<link>http://compareratequotes.com/secure-a-mortgage-after-bankruptcy/home-mortgage-rates-and-your-credit-history/</link>
			</item>
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		<title>Closing Costs Explained</title>
		<description><![CDATA[Certain areas of the country may have added closing costs, but these are the general types of closing costs you might see at closing:
Attorneys or escrow fees
Property taxes
Pre-Paid Interest
Loan Origination fee
Recording fees
First premium of mortgage Insurance
Title Insurance
Loan discount points
First payment to escrow account for future real estate taxes and insurance
Paid receipt for homeowners insurance policy [...]]]></description>
		<link>http://compareratequotes.com/understanding-closing-costs/closing-costs-explained/</link>
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		<title>What Is Annual Percentage Rate (APR) For Home Mortgages</title>
		<description><![CDATA[The annual percentage rate (APR) is the cost of a loan and is calculated by using a standard formula. This yields an interest rate that includes all fees related to the loan, including the mortgage insurance, points, interests, etc.
It is important to know that the amount of money you pay monthly is not affected by [...]]]></description>
		<link>http://compareratequotes.com/mortgage-rate-locks/what-is-annual-percentage-rate-apr-for-home-mortgages/</link>
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		<title>Mortgage Loan Origination Fees And Charges</title>
		<description><![CDATA[You may wonder how many origination points you can legally be charged by your mortgage broker. The maximum fee cap varies from state to state. Wisconsin for example the broker is capped at 6% total commission. This means that you could be charged up to 6 points origination fee by your broker. This can also [...]]]></description>
		<link>http://compareratequotes.com/the-loan-process/mortgage-loan-origination-fees-and-charges/</link>
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		<title>Getting Cash From Refinancing A Home Mortgage</title>
		<description><![CDATA[If you have an adequate amount of equity in your home then the majority of loan programs will allow you to get cash back when you make the decision to refinance. If for example, you have a Fannie Mae conforming loan then the rate will be increased a little bit if you decide to borrow [...]]]></description>
		<link>http://compareratequotes.com/selecting-the-best-mortgage-for-you/getting-cash-from-refinancing-a-home-mortgage/</link>
			</item>
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		<title>Home Equity Loans To Make Home Improvements</title>
		<description><![CDATA[If you have built up equity in your home and want to make some much needed improvements to your home then a home equity loan is one way to do it. There are two forms of home equity loans- a one time loan and a line of credit.
A one time loan means that the borrower [...]]]></description>
		<link>http://compareratequotes.com/selecting-the-best-mortgage-for-you/home-equity-loans-to-make-home-improvements/</link>
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		<title>Compare Mortgage Rates , The Basics</title>
		<description><![CDATA[You do your homework when it comes to buying a car or taking a trip so it makes sense that you would do the same when you are looking to buy a home. It is essential that you compare rates from one financial institution to another to ensure that you are getting the best mortgage [...]]]></description>
		<link>http://compareratequotes.com/selecting-the-best-mortgage-for-you/compare-mortgage-rates-the-basics/</link>
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		<title>Improve Your Credit Score One Step at a Time</title>
		<description><![CDATA[If you plan to apply for a mortgage or a loan in the future but you have had credit problems in the past then you need to improve your credit score before you can do anything else.
Your credit score is a very important number. Every time you apply for any kind of financial assistance a [...]]]></description>
		<link>http://compareratequotes.com/mortgage-with-bad-credit-score/improve-your-credit-score-one-step-at-a-time/</link>
			</item>
	<item>
		<title>Home Mortgage Foreclosures</title>
		<description><![CDATA[Sadly many are experiencing Home Mortgage Foreclosures. A legal process in which mortgaged property is sold to pay the loan of the defaulting borrower.
A foreclosure on your credit history does not have to stop you from getting the financing you seek. There are still investors in the non-conforming arena that will consider doing a new [...]]]></description>
		<link>http://compareratequotes.com/credit-challenged-mortgages/home-mortgage-foreclosures/</link>
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